Things I’ve Learnt From Ravelry . . . No. 27 February 2012
After yesterday’s post, a number of you told me that you write a “thank you” note after an interview or have received one. I can see my sending a quick email (as that’s usually the method used for job applications nowadays) saying how much I enjoyed meeting them, looking forward to hearing from them etc, but from what I’ve read it’s common to send a printed card in the USA. Though I did like Lynne’s comment that she sent a card after applying for a job, but as the job involved having the skill to make a good one, I think that was a great idea.
The next thing I’ve learnt from Ravelry (and this subject comes up time and time again) is that in the USA it’s still quite common to use cheques. After one such discussion, I searched the house for my cheque book and looked to see what usage it had had recently. I last issued a cheque two years ago, and in the three previous years, I’d issued three – all to the same organisation, which now takes direct transfers. Most people I know under the age of 40 (and many older than that) don’t own a cheque book and I’ve worked with people in their 20s who have never seen a cheque. I believe the UK is phasing them out in the next year or so, and Australia is talking about doing the same.
It looks as though in the USA, people are likely to use internet banking to pay the frequent bills – utilities, rent, mortgage etc – but not to pay the window cleaner, repay money to a friend, buy from Ravelry destashes. Some people have even mentioned using cheques in shops but I doubt whether the person on the check-out at a supermarket in Sydney would know what to do with one (I’m not even sure if they’ll take cheques any more).
There appears to be a fear about giving your banking details to someone else which I don’t quite understand. Every bill I ever receive, whether from a utility company or the electrician, has the details printed as most companies prefer that method of payment (cheaper, more convenient). Every time I issued a cheque, I gave someone not only all my bank details, but a copy of my signature. And as one person said to me, I’ll give people my telephone number but that doesn’t mean they can bill their calls to my account. All money I receive, whether from work, the tax office, friends, comes direct into my bank account.
I’m not sure why other methods of payment haven’t yet taken over in the US but I think their banking systems are different from those in Australia and Europe. Would be interested to hear why the difference?